Lending
Second-Chance Banking: Closing the Loop
For us, successful resolution is not the end of the journey; it’s the beginning of a new one. We are committed to financial inclusion and believe in providing a second chance. Borrowers who successfully repay their dues often remain locked out of the formal banking system due to their past credit history. Integro closes this loop by offering fresh loans to these rehabilitated individuals.
Rebuilding Credit, Restoring Confidence
Our Unique Lending offering helps customers rebuild their credit scores, restores their dignity, and brings them back into the formal financial ecosystem.
Target Audience
23,000+ verified customers who have fully repaid their loans are eligible.Zero-Risk Acquisition
- Customers onboarded at Zero acquisition cost.
- Physically verified and geo-location mapped.
- Proven repayment behavior through past actions.
- Motivated by the fear of legal action.
Loan Offering
Average loan size of ₹1 lakh per customer.What Makes
Us Different
CONTACT
Legal-Tech Hybrid
Our process is not driven by traditional debt collectors, but by a powerful combination of a 400+ district lawyer network and an AI-driven case management platform.
Feet on Street
200 + Feet on Street trained employees, with real-time monitoring through the Mobile App to serve legal process and counsel borrowers
Tele Counseling
70+ in-house Tele-Counseling team with expertise in Legal process and collection.
Unmatched Reach
Through strategic partnerships with India Post and a 200+ strong field force, we can verify and connect with borrowers across the nation.
Second-Chance Banking
We are pioneers in closing the credit loop. Our mission extends beyond recovery to financial reintegration.